Articles, Money

Earn Money Online with Top 20 sites


MONEY ON YOUR POCKET NOW, to follow the web sites to earn money online !

Likes Planet- LikesPlanet is your way to Advertise your social pages or Earn Money by doing Likes!


48,625 Users Joined LikesPlanet network!
448 Users Joining  LikesPlanet on every 24 hours!

50% Referrals Earnings!

Facebook Likes, Facebook Subscribers, Twitter Followers, Youtube Subscribers, LinkedIn Shares, Youtube Video Views, Twitter ReTweets, Youtube Video Likes, Youtube Video Dislikes, Instagram Followers, Stumbleupon Followers, Reverbnation Fans, Website Traffic…etc

Fiverr – Micro Freelancing


 Fiverr – This is among the top trusted online earning sites. You can join for free and advertise your services. The main theme of fiverr is that everything is for 5 dollars. When you will join fiverr to earn money and list your ad, the buyer will pay $5 and you will receive $4 (fiverr cuts $1 charge)

Now for many $4 is a small amount, but it adds up when you complete more tasks. Also fiverr has some extras that you can sell for $10-$20. I put fiverr as a top online earning site simply because the ease of use. This is a marketplace where you can sell anything even singing, dancing, pranks and even funny stuff. Even students can join and make money online with fiverr.


 Odesk – Freelancing Marketplace

odesk-logo-tiltOdesk – This one is my favorite online earning site as a freelancer. It is just like the marketplace like fiverr but it is a bit serious and pays a lot more. Buyers from USA, UK & all around the world look for cheap labor from countries like India, Bangladesh, Pakistan, Philippines and other countries to get the job done.

Mainly the buyer posts a job while the freelancer (you) will apply for the jobs. Then when you get the job, you will be paid per hour or on project based. Yes you heard right! You are going to earn money for every hour you work. People usually get paid $4-$6 per hour. And some experienced people earn around $10. Yes that’s around 500 Indian rupees per hour and that’s crazy! When I started working there my hourly rate was $1 and now my hourly rate is $25.

If you are looking for genuine online earning sites then look no further, odesk is the place for you to be. But in order to get jobs and become successful and be able to earn a good amount, you will need to do some hard work. Your job will be mostly building the profile, taking tests and applying to jobs. But if you become patient and approach professionally, you will get your dream career.

99Designs – Competition Site


99 Designs – This is a logo & graphics design marketplace. If you are good with design and know photoshop/illustrator, then this website is for you. It works just like odesk however you have to take part in a competition. The buyer will host a competition and other designers will compete with their designs. The buyer will then choose the best design and award the money to that designer.

As the name suggests, single logo or graphic (when you win) will pay $99 or more. There is plenty of online money earning sites like 99 designs but it’s the best of its kind. So many online workers who have talent but they don’t have a place to show. This site gives you opportunity to participate and show your design. People from all ages even teenagers join this site to earn a regular income online.

Squidoo – Ad Revenue Sharing Website

squidoo-logoSquidoo – This website is a bit different when it comes to online earning. From squidoo you can create a free one page website (squidoo lense). The lense can be about any topic you wish like medical, politics, religion or anything you have interest. Then your job is to bring people to visit this lense. Sometimes when you have created a really good and informative lense, people will share and more people will visit it. Then if your lense gets featured on squidoo (lense of the day) you will get lots of visits.

Each of these lense has ads built in. When people use these ads, squidoo makes money and it shares the revenue with you. Squidoo pays around 50% ad share with you and since they have a large amount of users, you can earn money quickly. The minimum payment of squidoo is $1 so you can definitely earn some money from this website.

Google Adsense – Pay Per Click Advertising

google-adsense-logo Google Adsense– If you are looking for trusted online earning sites then google is the one you can trust. But earning online through adsense is not easy and it generates slow income. However the good thing is that you can earn passive (this means you earn when you sleep). To earn money using adsense you will need at least a blog or website. Google offers free blogs from Register a blog and start writing, just like you would do on squidoo. In squidoo you could write one page per topic, but in a blog you can write a full blog on that topic.

Then once you have built a blog with good quality articles and started to see visitors coming, then apply for adsense and put the ad code in your site. When people click on your ads, you will make money. Adsense will send you a check when your earnings have reached $100. From experience, earning online through adsense with 1 site is slow. If you have more sites with large number of views you can earn faster.

Amazon – Affiliate Program

Amazon Affiliates – This is a leading e-commerce store. They have their own affiliate program. This means if you help them sell some products, you will earn a commission. This online earning site is free to join. Sign up for an amazon affiliate account and put the related product widgets on your website. Just like adsense you will need a blog or website; however you will not need amazon’s approval to host the products.

In adsense it will take a lot of visitors to generate ad clicks and then earn a decent amount. In amazon affiliate marketing you can have a limited number of targeted visitors who will purchase your item and then earn you a commission. Your blog and the ads should be related. If you blog about table lamps, then make sure you put table lamps as the ads.

Here is a tip: When creating a blog/website to earn money with ads, avoid tech topics like laptops, cell phones etc. This is because tech savvy people know about ads and they don’t like to click on adsense/amazon ads.

CommissionJunction (CJ) – Membership/Software Affiliate Program


Commission Junction – This is another website like amazon however they tend to sell digital goods like subscription, softwares, memberships etc. So if you are running a blog on e-goods then check out this website for some products. The cool thing about CJ is that you can earn money not just for purchase but also for actions. In amazon the user has to click on the ad and make a purchase, then you will earn. But in CJ there are offers where people can sign up for a free account or fill up a survey and you will earn $1-$2 for this.

CJ is one of the top free online earning sites around the internet for years. You sign up and you won’t have to pay anything. The payment method is through check or direct bank deposit. They have an extensive list of advertisers and products for you to promote. I have used them and promoted softwares to earn income.

Click Bank – Digital Goods Affiliate Program


ClickBank – Just like commission junction, they sell digital goods. They are the number one seller for selling online coaching, software and internet related products. India, Pakistan and many more country of Asia is supported in clickbank, however I checked Bangladesh is not supported.

You can search for a large number of products in the marketplace and get the links. Most of these products pay upto 75% affiliate commissions. For an example if the product price is $100 and you manage to sell one through your website, you will be paid $75. That’s an awesome online earning opportunity.

MarketHealth – Health/Medical Affiliate Program

market-healthMarket Health – One of the leading affiliate market place for selling medical related products. If you are knowledgeable in the health industry and would love to sell products like pills and medicines, then this one is for you. MarketHealth allows you to choose from leading brands of the world.

It gives you banners, text ads to promote on your website. I like another feature where you can get a custom e-store from them and put on your website. This is by far the best automated solutions for online money earning.

Info Links – In-Text Ad Network

info-linkInfolinks – This is another online earning platform. Of course you will need to have a blog or website with a lot of text articles to use them. After signing up you will receive an ad code. When you insert this ad code in your site, it will turn some of your article words into links. When people put their mouse pointer on top of these links they will see an ad. You will get paid on views and clicks.

I love this online earning site very much because I don’t have to give away ad space to use it. It can be used along with adsense and other banners. Apart from text links you will also have other ad units such as pop up banners that come up when people visit your website. Payment is made through check, paypal or prepaid mastercard.

SocialSpark – Paid Review/Opinion/Blog Marketplace

social-sparkSocial Spark – This is an online marketplace where you can sell sponsored articles. Mainly a sponsored article is when you get paid to write about a service of a website. There are advertisers who are looking for blogs to write about them. It’s like paid journalism. But to join this website and get review opportunities, you will first need to have a blog and then it needs to be 3 months old. So I suggest you start writing a blog and build it for 3 months.

Depending on your blog, social spark will bring in the type of ads. Some of these paid opportunities pay upto $20-$50. Relatively new bloggers can earn anywhere from $5-$10 which is great for beginners. Big bloggers make upto $500 per paid review. When I started to earn online, paid review sites became one of my favorite online money earning sites.

SponsoredTweets – Paid Twitter Status Updates Marketplace

sponsored tweetSponsored Tweets – This earning website allows you to post paid tweets. Just like a paid review you are here selling paid tweets. You know that twitter social networking website. But to be able to use this earning opportunity and get paid tweet offers you will need to build a large following in twitter first.

CrankyAds – Banner & Link Selling Marketplace


Cranky Ads – This website allows you to sell banner ads from your blog or website. It’s a great way to earn some extra money online. After signing up, you will need to add the code/plugin on your site and setup the offers. You can easily earn from $5-$10 per month for selling banner ads. When your blog grows, you can earn even more.

Craigs List – Worlds Largest Internet Ad Board

Craigs ListCraigslist – This is perhaps the biggest classified ad board. In this website people list jobs and request for services. You can go and check out the sections and get parties who can hire your services in your local area. It’s a great place to find locals who are interested in what you have to offer. You can sell something to earn money, you can work on jobs and earn money. This is an excellent way for making money even for teenagers looking for part time jobs.

Flippa – Domain & Website Selling Marketplace


Flippa – This is a website marketplace where you can sell established websites to earn money online. It is an advance step for online earning and if you are new to internet then you may not be able to use it (you need a good website to sell.) But if you have an established website, blog or a forum that is profitable, you can use this site to find buyers. Big players use flippa to earn big money online. Sites sell for $100 to upto $70,000. There is some serious money you can earn with this website if you have the right websites.

Godaddy – Domain Auction/Domain Parking


Godaddy Domain Parking – If you have a few unused domains, then you can use godaddy to park your domains. When you park a domain it will show a one page site with ads. When people visit your domain and click on these ads, you will be earning money from that. This is a wise way for online earning if you have a lot of domain names sitting idle.

Pay Pal – The #1 Internet Money Gateway

Pay Pal

PayPal Donations – You can put a donation button on your website/blog from PayPal. People who have read your content can wish to donate you some money. Many people setup some cause websites that help people and in return they earn money through user donations. There is no limit in earning money with donations. In my case I haven’t set any websites that are related to a cause and I haven’t collected any donations.


Note: Topics collection from internet

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Facebook Stock Shares valued at $38 each – Total Worth $104 billion –

Facebook valued shares at $38 (£24) each, and that its shares would begin trading in New York on Friday.

Facebook Stock Shares valued at $38 each – Total Worth $104 billion –

Facebook valued shares at $38 (£24) each, and that its shares would begin trading in New York on Friday.

Facebook has priced its shares ahead of one of the most eagerly-anticipated share flotations in recent stock market history.

The social network said on Thursday that it valued shares at $38 (£24) each, and that its shares would begin trading in New York on Friday.

At this price the eight-year-old firm would be worth $104bn (£66bn).

Facebook Stock Update:

Facebook shares are scheduled to begin trading at 11 a.m. Eastern time Friday, 90 minutes after the Nasdaq Stock Market opens. The late start is designed to give sufficient time to process what is expected to be a crush of opening-day orders.

Nasdaq OMX Group Inc. (NDAQ) told traders Thursday that shares in Facebook Inc. are expected to be released for trading at approximately 11 a.m. EDT Friday.

The exchange group also is planning a live, two-hour conference call beginning at 10:15 a.m. EDT Friday “to keep the industry informed leading up to and during the Facebook IPO,” according to a separate notice.

Nasdaq OMX in recent days has taken extraordinary steps to ensure a smooth public debut for the social media giant, seen as the biggest IPO on record in terms of valuation at the time of the transaction, and the target of intense interest among both professional and individual investors.

Shares in the company priced Thursday at $38 a share, at the high end of a range that had already increased earlier this week.

The New York-based market operator has held four tests of its IPO auction systems in the past week, seen by traders as precautionary efforts following glitches that struck several recent flotations.

The initial public offering of the social media giant will be released for quotation at about 10:45 a.m. in the run-up to open trading, according to a notice issued by the exchange group. Live trading will begin about fifteen minutes later, exchange officials wrote in the notice.

Nasdaq’s market-wide call on the Facebook roll-out won’t be open to the media, according to exchange officials.

Other U.S. stock exchanges made their own preparations for the heavily anticipated IPO, while also notifying members that they would not be able to participate in the initial auction of shares.

After Nasdaq OMX completes the initial auction of Facebook shares, the first trade will print on its market before trading in the stock opens moments later for trading across all 13 U.S. stock exchanges.

“Members that wish to be executed at the Nasdaq opening print are advised to route their orders to Nasdaq,” officials with stock exchange company Direct Edge told customers in an exchange notice.

NYSE Euronext’s (NYX) electronic stock exchange Arca on Thursday rescinded its own plans to run an auction in the Facebook IPO, “in the interest of a fair and orderly market” and to remain consistent with Arca’s own rules, according to a notice issued by that exchange.

“Any orders in FB routed to Arca prior to the first FB print on NASDAQ will be rejected,” Arca officials wrote in the notice.
Demand is set to be high; earlier this week Facebook said it would be selling 25% more shares than planned.

But questions remain about the firm’s ability to generate profits and take advantage of mobile phone platforms.

There are also concerns that once the company has to answer to shareholders, there may be a greater emphasis on advertising to generate profits.
Limited say

Earlier this week, the company indicated the price would be between $34-$38 a share, with about 421 million shares up for sale.

This would represent one of the highest value share sales, or initial public offerings (IPOs) in US history.

By selling shares at that value, Facebook raised $16bn for itself.

However, the new shareholders will not have much of a say in how the company is run.

The shares on offer are A shares, which carry one vote per share, whereas the current owners’ shares are B shares, which

Facebook IPO: Nasdaq Trading Begins Around 11 EDT Friday May 18, 2012

carry 10 votes each.

They will control more than 96% of the votes after the public listing, with founder Mark Zuckerberg holding just under 56% of the voting power of the company.

Mr Zuckerberg, who owns about 25% of the company, stands to gain the most from taking Facebook public. Fellow founders Dustin Moskovitz and Eduardo Saverin will also become paper-billionares overnight, as will Napster founder and former employee Sean Parker.

US venture capital firm Accel Partners and Russian internet investment group Digital Sky Technologies also hold significant stakes in Facebook, while Microsoft and U2 frontman Bono also stand to make a huge profit on their investment in the company.

The social networking site has transformed the way in which hundreds of millions of people around the world communicate. It is also transforming the way companies advertise to existing and potential customers.

But Facebook’s 900 million users helped the company generate just $1bn in profit last year, and there are concerns about its ability to grow profits in the future.

For while it holds a depth of personal information advertisers dream about, Facebook only generates about $5 a year per user.

This has led a number of commentators to question the company’s valuation.

Facebook Founder - Mark Zukerberg

“Facebook will need to generate annual revenue of $30bn-$40bn in order to justify the likely valuation of the business,” said Victor Basta at Magister Advisors.

“This is a tenfold increase over the revenues that it currently generates. The question is ‘where from?'”.

The potential revenue from online advertising is huge.

“We know our industry is $1tn worldwide,” Martin Sorrell, chief executive of advertising giant WPP, told the BBC.

“We know internet advertising is currently 20% roughly [of the total]. We know people are spending almost a third of their time online in one way or another, so there’s a vast opportunity for Facebook.”

Generating greater revenues from this potential market is the first key challenge facing the company, both in terms of its own business model and in the face of strong competition from the likes of Amazon, Apple and Google.

“We’re telling our investors to hold off,” Oliver Pursche, president of Gary Goldberg Financial Services, told the BBC.

“Number one, we don’t know what the guts and the balance sheet of the company looks like yet so that’s a big red flag for us. We want to understand the business before we tell people to invest.”

Facebook has identified mobile devices, phones and tablet computers as key areas for revenue growth, but observers say this will not be easy.

“[Facebook is] the holy grail for advertisers. It holds the minutiae of everybody’s lives, the perfect concoction of information – age, sex and what you like,” technology analyst Ernest Doku told the BBC.

“[But] so many people are engaged for so long, it’s very difficult to lure them away to what you’re trying to sell them.”

The second big challenge is not alienating users while trying to maximise revenue.

“[The company] is balancing on a knife edge between servicing its users and pleasing its investors,” Mr Doku said.

“It has been able put the user experience first and foremost, but now investors are going to want [a return].”

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Calendar, Money

UK Bank Holidays 2012 Calendar with To-Do’s

UK Bank Holidays 2012

UK Bank Holidays 2012 Calendar

UK Bank Holidays 2012

UK Bank Holidays 2012

Bank holidays are public holidays in the United Kingdom, when banks and many other businesses are closed for the day. The expected dates of bank and public holidays in England, Wales, Scotland and Northern Ireland are shown below:

UK Bank Holidays 2012

England & Wales


Northern Ireland

1 Jan 2012 – New Year’s Day




2 January




17 March 2012 – St. Patrick’s Day




6 April 2012 – Good Friday




9 April 2012 – Easter Monday




7 May 2012 – May Day / Early May Bank Holiday




4 June 2012 – Spring Bank Holiday




5 June 2012 *extra




12 July 2012 – Battle of the Boyne – Orangemen’s Day




6 Aug 2012 – Summer Bank Holiday – First Monday in August




27 Aug 2012 – Summer Bank Holiday – Last Monday in August




30 Nov 2012 – St Andrew’s Day




25 Dec 2012 – Christmas Day Bank Holiday




26 Dec 2012 – Boxing Day, St. Stephen’s Day




9 Days

10 Days

11 Days


UK Bank Holidays 2012 Description

  • 1st & 2nd January 2012 UK Bank Holiday

What better way to start the new year than with a well-earned rest? Sleep off your New Year’s Eve celebrations, hit the sales, or simply do whatever you want before the January blues kick in. New Year’s Day itself falls on a Sunday, so January 2nd will be a bank holiday in the UK at the start of 2012, meaning we all get a three-day weekend before heading back to work. It may officially be a bank holiday,but you can be sure plenty of high street stores will be open meaning you can use your time off to bag some bargains by hitting the shops.

  • 6th April 2012 UK Bank Holiday

Despite the commercial furore of Christmas, it is actually Easter which is traditionally the most important time of year in the Christian calendar. Here in the UK, the importance of the Easter period is preserved with two bank holidays which also help decide when the school holidays will fall as well. Good Friday itself commemorates the day Jesus Christ is believed to have died on the cross and falls two days before Easter Sunday. Many shops will remain open but schools and many workplaces will close, while no horse racing takes place in the UK on Good Friday.

9th April 2012 UK Bank Holiday

Easter Monday falls the day after Easter Sunday and is a bank holiday in England, Wales and Northern Ireland, but not in Scotland. The precise dates of Easter can vary by more than a month from year to year. Easter Sunday falls on the first Sunday after the first full moon on or after the Spring Equinox, which usually occurs from March 20th to 21st. Because of the variations in the full moon dates, Easter Monday can occur anytime between March 23rd and April 26th. In 2012, Easter Monday is on April 9th because the first full moon after the equinox is on April 6th.

7th May 2012 UK Bank Holiday

The first Monday in May is a bank holiday in the UK, traditionally known as May Day in England, Wales and Northern Ireland and the Early May Bank Holiday in Scotland. There are many traditional celebrations associated with May Day, including dancing around the Maypole, Morris dancing, village fetes and the crowning of the May Queen. It has also become associated with celebrating workers’ rights and is known as Labour Day around the world. It has been an official public holiday in the UK since 1978 but the Government announced in 2011 that it was considering scrapping May Day in favour of other bank holiday dates. It will still go ahead in 2012 though, on May 7th.

4th June 2012 UK Bank Holiday

The Spring Bank Holiday, traditionally known as Whit Monday or the Whitsun Bank Holiday, was declared a public holiday in the UK in 1871. Traditionally it was the first Monday after Pentecost which is marked seven weeks after Easter Sunday, meaning the date was variable. However, since 1971 in the UK it was changed to the Spring Bank Holiday and given a fixed date on the last Monday of May. In 2012 however, the holiday has been moved back to June 4th to coincide with the Queen’s Diamond Jubilee celebrations and create a four-day celebration weekend.

5th June 2012 UK Bank Holiday

The Queen’s Diamond Jubilee has been designated a special bank holiday in the UK in 2012. Plans for a celebration weekend to mark 60 years of the reign of Queen Elizabeth II, who first came to the throne in 1952, have been announced to take place from June 2nd to 5th. The late May bank holiday will be moved to June 4th, while June 5th has been named as a bank holiday in 2012 to create a four-day weekend. It is the second year in a row that a special bank holiday has been created for royal celebrations, following the Royal Wedding on April 29th, 2011.

27th August 2012 UK Bank Holiday

The Summer Bank Holiday in England, Wales and Northern Ireland takes place on the last Monday of August, signalling the end of the summer holidays for many families before they return to work or school. In 2012 it will take place on August 27th, while in Scotland it takes place on the first Monday in August, which in 2012 will be on August 6th. For nearly a century the August bank holiday was also on the first Monday of the month throughout the UK, having been declared as a bank holiday in 1871 before this was changed to the last Monday in England, Wales and Northern Ireland in 1971.

25th December 2012 UK Bank Holiday

Christmas Day is the most thoroughly observed bank holiday in the UK, with the majority of businesses, services and shops remaining closed on December 25th every year. It traditionally celebrates the birth of Jesus Christ for Christians, but is still celebrated throughout the country by people of other religions or non-religious people and is a time which many dedicate to spending with their families. Many of the traditions and decorations of the day itself have Pagan origins and families up and down the UK exchange gifts around the Christmas tree and tuck into a sumptuous Christmas dinner.

26th December 2012 UK Bank Holiday

Boxing Day has many of its own traditions but for many it is a time for sleeping off the excesses of the day before. While it is still officially a bank holiday, many shops in the UK now open for trading using it as an opportunity to start their January sales early. It is also a big day for sports fans in the UK, with football fixtures taking place around the country, as well as a number of top class horse races. Traditionally it was also a big day for fox-hunting among the upper classes, and this practice still takes place despite the past-time having been outlawed since 2005.


UK Bank Holidays 2012 To-Do’s

Everyone loves a day off work so people around the country will be keeping a close eye on the UK bank holiday dates for 2012. As a bonus, we’ll even be getting an extra bank holiday again in 2012 thanks to the dear old Queen. If ever you needed an excuse to be patriotic then an extra holiday is as good a reason as any. The Queen’s Diamond Jubilee will be marked with an extra bank holiday on Tuesday, June 5, so people around the country will be able to celebrate in style thanks to being given an extra day off work. The traditional end of May bank holiday will be moved to June 4 to create a four-day weekend.

The bonus bank holiday in 2011, thanks to Prince William marrying Catherine Middleton, was greeted with street parties and bunting-clad celebrations up and down the UK. Those scenes are sure to be repeated come the Queen’s Diamond Jubilee, but there are plenty of ways to make the most of the UK bank holidays that come around in 2012.

Break out the barbecue

The summer months are littered with bank holidays, including in May, August and the bonus date in June, while we might even get some Spring sunshine during the Easter bank holidays. The hope of sunshine and the relaxed vibe of a day off work make bank holidays perfect for firing up the barbecue for some al fresco dining. You can weather-proof your party with some simple awning or a gazebo as well.

Weekend breaks

The hallowed ‘three-day weekend’ – or the four-day weekend in June 2012 – is perfect for escaping somewhere with friends, family or loved ones. The wealth of budget flights available means you can plan in advance to get a cheap break abroad, just make sure you get in quick as the best fares around these dates are bound to book up quickly. Alternatively, plump for a ‘staycation’ and sneak off for a couple of nights in a UK holiday cottage or pamper yourselves in a luxury hotel.

Midweek night out

A bank holiday means you can enjoy a night on the town on a Thursday without the fear of a bleary-eyed morning in the office the next day. The feelgood factor means nightspots will be buzzing with revellers in holiday mode as well.

Book a long holiday

The extra day off work means you can enjoy a longer break without using up as much of your holiday allowance. Avoid travelling on the bank holiday date itself and you’re sure to save on your travel fares, but make sure you plan in advance to book the extra time with your employers before any of your colleagues do.

Work through the UK Bank Holidays 2012

This might not sound the most fun option and some of you may be forced to work anyway. But you could also volunteer to work through on the bank holidays when others are enjoying themselves. It can work in your favour if you get extra pay and the time off in lieu to use when you want. Save up the extra cash and the extra holiday time and use it to treat yourself to a special few days later in the year.

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ING HomeBank: Frequently Asked Questions (FAQ)

ING HomeBank

ING HomeBank

ING HomeBank:

Frequently Asked Questions (FAQ)


What is Home’Bank?

With Home’Bank you can manage your accounts from your computer where and when you want it.
Which services are provided by Home’Bank?

Home’Bank allows you to:

  •     manage your accounts;
  •     transfer money in Belgium, Europe or worldwide;
  •     create and manage standing orders and direct debits;
  •     follow up your savings and investments;
  •     ask for and close insurances, consumer lendings and investment insurances.

How can I create a subscription to Home’Bank?

Follow one of these procedures to start a subscription to Home’Bank.


How can I access to Home’Bank?


Here you’ll learn how to access to Home’Bank.


Follow these steps to access to the online services of Home’Bank.

1. Go to ING website. In the right pane, click on ‘Direct access to Home’Bank’.

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Fig. 1: Direct access to Home’Bank

2. The Home’Bank identification screen displays.

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Fig. 2: Home’Bank identification screen

3. Identify yourself using your ING card, your password and your ING Card Reader.


How can I see my ING Card in Home’Bank?


This topic explains how to view your expenses and the available amount on your ING Card. You’ll discover how to settle the ING Card account.

Moreover you’ll know how to enter a payment using your ING Card.

view your ING Card and your expenses

Identify using your ING Card Reader. when identified, you’re redirected to Home’Bank.

  • Click on Services > Account information > Credit cards.
  • Click on the number of your ING Card.
  • Click on the ‘Account statement’ node to view your transactions in detail.

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Fig. 1: View the balance and the available amount of your ING Card.

settlement of your ING Card

  • Click on Services > Payments > ING Card Account > ING Card Account Settlement.
  • Select the Account to be debited.
  • Click on the Account to be settled.
  • Fill in the transfer form and click on Validate.

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Fig. 2: settlement of your ING Card account

enter a payment

You can enter a national payment from your ING Card account.

Follow these steps:

  • Click on Services > Payments > ING Card Account > Add a transfer (Belgian form) OR Add a transfer (European form).
  • Select the account to be debited that is linked to your ING Card.
  • Fill in the transfer form and click on Validate.

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Fig. 3: Add a transfer from an account that is linked to your ING Card.

Warning: payments entered from your ING Card account are made on the second workday after their entry. The payment is made if the available amount on your account is sufficient when processing the payment.

key information

The transactions made using your ING Card cannot be viewed in Home’Bank.

But the debit transactions made using your ING Card account are displayed.


What is my Phone’Bank secret code?


Here you’ll learn how to ask for and modify a secret code Phone’Bank.

Using Phone’Bank you can manage your bank transactions on the phone.

Call the 02 464 60 04 and you’ll have access to many services:

  • the Home’Bank helpdesk;
  • account balance;
  • transfers;
  • a personalized conversation with a liaison officer.
  • automatic menu is available 24/7. The Phone’Bank liaison officers will help you from Monday to Friday from 8 a.m. to 10 p.m. and on Saturday from 9 a.m. to 5 p.m.


There are three ways to get your Phone’Bank secret code.

  • In your ING branch: at the locket.
  • Via Self’Bank: select 6 ING Self’Service > 3 Phone’Bank secret code.
  • Via Home’Bank: choose your Phone’Bank secret code.

IDENTIFY USING YOUR ING CARD READER. when identified, you’re redirected to Home’Bank.

Click on Info > Helpdesk > Phone’Bank secret code.

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Fig. 1: Access to the Phone’Bank secret code menu.

Choose a (new) secret code made of five numbers in the first field. In the second field confirm the code and press on Validate.

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Fig. 2: choose your Phone’Bank secret code.

Before you can use your new secret code, you have to validate it by clicking on Sign.

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Fig. 3: You can validate the procedure by clicking the Sign button.

Home’Bank confirms the modification.

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Fig. 4: Home’Bank confirms your new secret code.

How to contact Phone’Bank?

  • Call to 02 464 60 04.
  • Select option 1 for the transactions of the day (account information, transfer introduction…)
  • Select option 2 to talk to a liaison officer (Savings and Investments, insurances, cards and accounts, lending, Home’Bank helpdesk)
  • Enter your ING ID and press ‘#‘. Your ING ID can be found at the bottom on the left of your ING Card, at the Self’Bank or in your ING branch.
  • Enter your Phone’Bank secret code (five numbers) and press ‘#’.

Where can I find my ING ID?


This topic explains where you can find your ING ID.


There are many ways to know your ING ID.

  • The ING ID is printed on your ING bank card, as shown below.

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  • You can print your ING ID in a Self’Bank. Click on option 6: ING Self’Service > 2: Home’Bank > 7: ING ID.
  • You can also apply for your ING ID in your ING branch.

Where can I find my Card ID?


This topic explains where you can find your Card ID.


The Card ID is made of 17 numbers, with the following format 1234-1234-1234-1234-1.

The Card ID is printed on your ING bank card, as shown below.

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How can I create my password?


This topic explains how to create your Home’Bank password.

The password will be a new security rule used in Home’Bank.


Please learn below how you can create your password.

1. Go to ING website. In the right pane, click on ‘Direct access to Home’Bank’.

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Fig. 1: Direct access to Home’Bank

2. The Home’Bank identification screen displays. Click on ‘No password?’ near the ‘Password’ field:

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Fig. 2: Home’Bank identification screen

3. On the screen that appears, you don’t have to enter any password. Identify using your ING Card and your ING Card Reader.

  • Enter the following required info: ING ID and Card ID
  • You can save your data on the computer by selecting the check box ‘Save my data’.
  • Insert your ING card in the ING Card Reader and press IDENTIFY. Enter your PIN code and press OK on your ING Card Reader.
  • The ING Card Reader screen displays a code made of maximum eight numbers. This code is called the RESPONSE. Enter this code, without spaces, in the RESPONSE field on your computer screen.
  • Select Home’Bank or Home’Bank Plus.

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Fig. 3: Home’Bank identification screen on which you can create a password

4. In the first field, enter your birth date. Then enter a password of at least eight characters in the second field. Confirm the password in the third field and click on Validate.

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Fig. 4: Password definition

When you define your password, please take the following remarks into account.

a. The password has to be made of at least eight characters.

b. Using identical character sequences (111 or aaa) or repeating characters groups (19821982) is not recommended.

c. Using an ascending or descending sequence made of numbers or letters (1234 or abcd) is not recommended.

d. Using a keyboard sequence (azerty or qwerty) is not recommended.

e. It is not recommended to use passwords based on personal data (such as your first name or your birth date).

5. Before you can use your password, you have to validate it by clicking on Sign.

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Fig. 5: You can validate the password by clicking the Sign button

6. Home’Bank confirms the password creation. You can use your password for identification in Home’Bank and Home’Bank Plus. Click Continue to have access to Home’Bank.

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Fig. 6: Password creation confirmation

How can I modify my password?


This topic is about how to modify an existing password.


IDENTIFY USING YOUR ING CARD READER. when identified, you’re redirected to Home’Bank.

Click on Info > modify your Home’Bank password.

Fig. 1: Click on Info > Modify your Home’Bank password.

Password Modification

Enter your existing password. Then enter another password of at least eight characters in the second field. Confirm the new password in the third field and click on Validate.

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Fig. 2: New password definition

When you define your password, please take the following remarks into account.

a. The password has to be made of at least eight characters.

b. Using identical character sequences (111 or aaa) or repeating characters groups (19821982) is not recommended.

c. Using an ascending or descending sequence made of numbers or letters (1234 or abcd) is not recommended.

d. Using a keyboard sequence (azerty or qwerty) is not recommended.

e. It is not recommended to use passwords based on personal data (such as your first name or your birth date).

Password modification confirmation

Home’Bank confirms the password modification. You can now use your new password for identification in Home’Bank and Home’Bank Plus.

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Fig. 3: Password modification confirmation

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ING HomeBank: Best Secured Online Banking

ING HomeBank

ING HomeBank

ING HomeBank:

Best Secured Online Banking

Home’Bank allows you to manage your banking wherever and whenever you want. Making transfers, viewing bank statements or even applying for loans: with Home’Bank on your PC, you can do all this quickly, efficiently and most of all… securely!


  • Secure: you are the only one that can access your accounts.
  • Handy: manage your banking where and when it suits you. You can see all your banking details at a glance.
  • Free: to holders of most ING accounts, Home’Bank is entirely free.
  • Extra discounts: Home’Bank gives investors, among others, a 20% discount on the ING fund sales commission.


ING HomeBank Services:

Day-to-day banking

  • Manage your standing orders and direct debits and perform several transfers at the same time.
  • Get an overview of your finances and access account information at a glance.
  • Monitor your credit card transactions.
  • With Zoomit, you receive and pay your invoices directly through Home’Bank.


  • Monitor your investment portfolio online and place orders on domestic and foreign stock exchanges.
  • Subscribe to ING investment sub-funds.
  • If you manage your investments through Home’Bank, you will receive the following discounts:
    • 50% discount on brokerage fees/commissions on Euronext stock market orders;
    • 40% discount on brokerage fees/commissions on non-Euronext orders;
    • 20% discount on the ING fund sales commission.

Apply online

  • New accounts: apply for a current or savings account in just a few minutes.
  • Pension savings: open your Star Fund directly through Home’Bank.
  • Insurance: apply online for an ING Car Insurance or ING Assistance.
  • Loans: from now on you can also start your loan application through Home’Bank.

Other electronic services

As a Home’Bank user, you have automatic access to:

  • Phone’Bank: do your banking by phone.
  • Home’Pay: make fast and secure payments for your online purchases through Home’Bank.

You can also access:


Want to use Home’Bank for business purposes? Home’Bank Plus allows you to keep your business accounts perfectly separate from your personal accounts! It also offers a range of extra features such as:

  • joint signatures
  • higher payment limits
  • an offline version so that you can work on batched transactions
  • link to CODO and CIRI files to link your accounting package to your Home’Bank Plus.

More information on Home’Bank Plus.


ING HomeBank Practicalities:


Home’Bank is entirely free for

  • holders of an ING Lion Account, an ING Green Account and/or an ING go to 18 Account;
  • holders of an ING Lion Deposit;
  • holders of an Invest Account;
  • Privalis customers;
  • customers under 26.

In all other cases, a Home’Bank subscription costs 15 euro a year.

Terms and conditions

You can apply for Home’Bank if you

  • are over 12 years old
  • have a mandate for an ING account


Read more about how your Home’Bank transactions are secured.

Any further questions?

  • Contact our staff at the Home’Bank Helpdesk at 02 464 60 04. They are there to help you on workdays from 8 a.m. to 10 p.m. and on Saturdays from 9 a.m. to 5 p.m.
  • Read the Frequently Asked Questions.

Are you interested in Home’Bank?

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ING HomeBank: ING Maintain Highest Online Banking Security

ING HomeBank

ING HomeBank

ING HomeBank:

How ING Maintain Your Online Banking Security?

ING does its utmost to protect your financial transactions as well your privacy. You can count on our efficient security measures, not just when you use Home’Bank, but also when you visit our secure websites.

ING Card Reader: the electronic signature

With the ING Card Reader and your ING bank card, you can consult your accounts and make transactions from any computer, in complete security. It is the perfect solution for people who are often on the move! The ING Card Reader is a tool which reads the chip on your ING bank card in order to generate unique codes to authenticate and sign off your online transactions. Thanks to this protection, you are the only one who can access your accounts.

ING Card Reader user guide
Do you not have an ING bank card? Find out about the ING Home’Bank Card

The security module: making your transactions secure

If you use Home’Bank without ING Card Reader , you should install the security module on your computer. This program encrypts all the information you exchange with ING via Home’Bank. The data are then sent to the secure ING servers, where it is unencrypted. The information ING sends you is encrypted in the same way. This technology ensures your security and privacy by preventing third parties from reading or changing your data.

Download and install the security module.

Automatic interruption of internet connection

ING ends automatically the internet session if it is idle for several minutes. To go back to Home’Bank, you need to log in again. This is to prevent you from inadvertently leaving your internet connection with ING open.


Secure connection

All ING websites (including, and Home’Bank) requiring personal data use a secure connection. This is to ensure that your data do not fall into the wrong hands.

Find out how to recognise this connection, so that you are sure that you are on the right website.

Communication between ING and its customers

ING Belgium wants to ensure that you can use the internet without worry. Therefore, ING Belgium uses a trustworthy e-mail marketing process:

  • ING Belgium will only send you marketing e-mails if you have not opted out from this and/or if you have given us permission to do so.
  • E-mails from ING Belgium are normally sent from the domain
  • ING Belgium will never ask you for personal or financial information (such as passwords, card numbers) in an e-mail. Only ING Belgium’s electronic channels such as Home’Bank, Home’Bank Plus and Telelink@Isabel have a secure e-mail platform.
  • As a part of online market research, it is possible you receive e-mails from one of our external partners. In that case, you may not find an label in the sender’s e-mail address. However, you can be sure that these partners are reliable and independent market research agencies who respect your privacy.

The external partners ING cooperates with are TNS Dimarso, Insites Consulting, GFK Significant, Synovate, SatMetrix and Ipsos. When in doubt, please contact

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